Looking for Loans Like Unifi? Discover 5 Similar Lenders

Are you dealing with a cash emergency that needs an immediate solution? If so, it might be time to consider Personal Loans in South Africa with same-day cash availability and easy installment plans. For many, Unifi may come to mind first when thinking about quick cash options.

If you’re a South African citizen, though, you’ll find that Unifi is not the only option. Below, I’ve listed five Personal Loan alternatives in South Africa, each with contact details to help you explore further. Scroll down to learn more about these options.

#1. Wonga Loans

If you’re running short on cash, Wonga Loans could be a great option for you. Wonga offers short-term loans that provide the flexibility to manage immediate financial needs, similar to Unifi loans. New customers can borrow up to R4000, with a repayment period of three months. If you’re already a Wonga customer, you may qualify for up to R8000 with a six-month repayment term.

To apply, you’ll need a cell phone number, your South African ID, bank details, and a recent income statement. These are the essentials needed to get started with Wonga for a short-term loan.

Contact Details

Wonga can be reached on their social media pages or by phone Monday to Friday from 8:30 to 16:30 at 0861 966 421. They also have separate emails for application and repayment queries, available on their website. You can even report fraud anonymously.

#2. Capfin Loans

Capfin provides an accessible short-term loan option with a simple and manageable application process. You can borrow up to R50,000, with longer repayment times associated with higher interest rates. Capfin stands out for its emphasis on affordability, allowing customers to manage their loans with ease.

Contact Details

You can connect with Capping via their website, which includes their address, or reach out to their office in Cape Town. For questions, email info@capfin.co.za or call 087 354 0000. Chapin’s social media platforms are also available for customer support.

#3. Lime24 Loans

Lime24 is a lending platform aimed at offering customers reliable financial assistance. With five simple requirements—SA ID, phone number, email, bank, and employment details—you can apply for a loan. If you apply before 2 pm, you may receive same-day approval with funds disbursed by 7 pm.

Contact Details

Reach out to Lime24 by calling 010 442 6722, or send an email to support@lime24.co.za. Updates and more information can be found on their Facebook page as well.

#4. Boodle Loans

Boodle aims to help clients with manageable, secure loans. With a fast application process that takes only about 15 minutes, you can be approved for the cash you need. Boodle’s “SmileDial” lets you check the interest rates as you adjust your loan amount, ensuring transparency and control.

Contact Details

Boodle can be contacted via WhatsApp at 0861 266 353 or by email at support@boodle.co.za. Their social media pages are also available for updates and support.

#5. Cobol Loans

Cobol simplifies the loan application process with quick approvals, affordable monthly installments, and a same-day cash option for loans up to R5000. Their streamlined online application ensures quick and easy access to cash in emergencies.

Contact Details

You can call Cobol at 086 668 7572 or send an email to clientcare@cobol.co.za. Their website also provides a postal address and additional contact information.

FAQs

Do I need to pay a deposit for Unifi’s Short-Term Loan Alternatives?

Yes, there is a refundable R300 deposit for Unifi’s Short-Term Loan Alternatives.

How much can I borrow with Capfin’s Alternative Personal Loans?

Capfin offers loans up to R50,000 for emergencies.

How long does Wonga take to approve Instant Approval Personal Loans?

Wonga’s response time is typically less than four hours, pending document verification.

This guide offers a look at various lending agencies beyond Unifi to help you make an informed decision during financial emergencies. Visit the respective websites to review the terms and conditions for each lender. I hope this article helps you find the right option to meet your financial needs swiftly and securely.